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Safety Quiz

You passed the driving test. You even have an embarrassing picture of yourself on a piece of plastic to prove it. Think that makes you a safe driver? Our auto safety quiz is designed to find out. And help you cut your insurance costs to boot.

Try to imagine how you'd react in the situations described. The questions are all multiple choice, but some may have more than one correct answer. Questions marked with a dollar sign mean potential premium savings.

By all means, follow the safety action plan tailored to your final score. Don't forget to tell your insurance representative about the safety changes you've made. You may qualify for additional discounts when you renew your auto insurance policy.

You're running late and have something on your mind. Does this affect your driving?

Do you wear a safety belt every time you sit in a moving car?

	a. Yes, and I insist that everyone in the front and back seats wear a safety belt when I drive.
	b. I never wear a safety belt.
	c. Yes, all children under five sit in seats appropriate for their ages and weights. I place infants in the back seat to protect them from injury if an airbag deploys.

Child safety seats reduce a child's risk of death by 90%. Do you (or will you) use them when driving young children?

	a. I use safety seats only for infants.
	b. I do not use infant or child safety seats consistently.
	c. Yes, all children under five sit in seats appropriate for their ages and weights. I place infants in the back seat to protect them from injury if an airbag deploys.

How do you pace yourself when driving?

	a. I always drive at the posted speed limits -- more slowly in adverse conditions.
	b. I set my pace by following other cars.
	c. I drive as quickly as traffic will allow.

What do you do to increase your safety when caught driving in bad weather? (Select all that apply.)

	a. I slow down sooner, brake sparingly and accelerate smoothly.
	b. I turn on my lights so that I can see better, and be seen better by other drivers.
	c. I'm extra cautious of pedestrians who may not see me because of umbrellas or other foul-weather gear.

Even light, "social" drinking can cause fatal accidents. Statistics show that 87% of drunk drivers causing fatal crashes have never been arrested for impaired driving before. Are you doing all you can so that the people you care about never drink and drive?

When you entertain at home, do you: (Select all that apply.)

	a. Offer plenty of soft drinks for guests who prefer not to drink alcohol.
	b. Let everyone drink what they want, but serve lots of coffee at the end of the party.
	c. Ensure that intoxicated guests do not drive home by choosing a designated driver at the beginning of the party.

Many prescription and over-the-counter drugs can impair driving, especially when combined with alcohol. When taking medication, do you: (Select all that apply.)

	a. Avoid alcohol completely, just to be safe.
	b. Ask my doctor or pharmacist how the drug may affect my driving reflexes or concentration.
	c. I stay off the road if I'm tired, even if the drugs I'm taking are not supposed to cause drowsiness.

The shiny exterior... the leathery smell inside... there's nothing like a new car to make driving fun all over again. And did you know that a well-chosen car in a bright color can make driving safer, too?

A car with an Anti-lock Braking System (ABS) can keep your car from skidding when used properly. Do you know how?

	a. No, my car does not have ABS.
	b. I pump the ABS in an emergency to stop the car faster and shorter.
	c. I firmly press on the brakes and the ABS works to prevent dangerous lock-up and skidding.

Love your car? Don't lose it to one of the thieves who stole over 1.5 million cars in 1994. Make proven theft-prevention strategies part of your driving routine and mark your car for easier recovery in case it is stolen.

Hard-to-find parts make some older cars especially appealing to thieves. Whatever the age of your car, what do you do to lower the odds that it will be stolen while parked? (Select all that apply.)

	a. I tilt the front seat forward to make it easier to spot an intruder when I return.
	b. I turn my front tires sharply to the right or left, and apply the emergency brake to make it harder for thieves to tow the car away.
	c. I activate my alarm or engage my other auto anti-theft devices. I also have my vehicle ID engraved or dye-markered on hard-to-spot places throughout the car.

Have you discussed safety issues with your teens? (Select all that apply.)

	a. Yes, through example and discussion, they know not to speed, to never drive while impaired, and to always wear a safety belt.
	b. Yes, we've discussed how they can effectively deal with peer pressure as it relates to unsafe driving actions.
	c. No, we haven't specifically discussed safety yet.
	d. N/A

Safety measures can go a long way to reducing crime and accidents, but no driving experience is entirely risk-free. Other drivers' negligence can put you and your family at risk.

In a multi-car collision, would you:

	a. Leave the car as is, call the police, then leave it to them.
	b. Call the police, sketch the accident scene and get witnesses' phone numbers.
	c. Assess the damage, then leave the accident scene.

What do you or the people in your life who are 65 or older do to increase safety on the road? (Select all that apply.)

	a.We maintain an active lifestyle that helps assure proper flexibility for better driving.
	b. We always drive with current glasses and hearing aid prescriptions.
	c. We have taken courses in specific skills for older drivers.

How do you scan the road and surroundings for potential hazards? (Select all that apply.)

	a.I look from my left and right side mirrors and rearview mirror every 5 - 10 seconds.
	b. I don't stare at anything longer than 2 seconds.
	c.I look near, then far, and scan from right to left.

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